That’s why we offer expert mortgage advice… for free.

So how do we do it?

Every mortgage broker receives commission from lenders when a mortgage completes. The difference is that many brokers also charge you an extra fee on top.

At Moat, we don’t need to be so greedy.

You see, we keep things lean. We don’t have expensive high-street offices and the associated overheads. Instead, we offer expert mortgage advice via video call.

That means our costs are lower, so we can operate solely on lender commission and offer you expert mortgage advice for free.

So what’s the catch?

Honestly? There isn’t one.

Working with a Moat mortgage adviser actually gives you more choice. We have access to a wide range of lenders and mortgage deals, many more than you could realistically compare yourself.

And despite what many people assume, you won’t get a better deal by going direct, but you will be left with all the paperwork.

So what exactly do we do for free?

At Moat, we don’t find you the cheapest rate and send you on your way. We help you:

• Understand how much you can borrow

• Work out which type of mortgage suits your situation

• Search the whole market for the best deal

• Handle the paperwork

• Guide you through the process from start to finish

Because Moat Mortgages isn’t just about finding you the best rate for free — it’s about making the whole process easy for free.

It’s still not sexy… But free expert advice? That’s pretty attractive.