Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice.
The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling mortgage rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice.
The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling mortgage rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice.
The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling mortgage rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice.
The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling mortgage rate, for free.
There’s no fee for our advice. The lender or provider pays us.

Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling rate, for free.
There’s no fee for our advice. The lender or provider pays us.
Say hello to…
The mortgage and life insurance adviser who'll find you the best deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Helen’s soaking up the sun in Santorini…
we’re securing her a hot mortgage deal for free.
There’s no fee for our advice. The lender or provider pays us.
While Gemma’s teaching Fido to fetch…
we’re chasing down a fantastic fixed rate for her, for free.
There’s no fee for our advice. The lender or provider pays us.
While Eddie’s bossing the barbeque…
we’re grilling lenders to find him a sizzling rate, for free.
There’s no fee for our advice. The lender or provider pays us.

Super friendly. Super smart.
Super free.

Super friendly. Super smart. Super free.

Most mortgage brokers charge you a fee on top of the commission they get from lenders. (Greedy bunch).

At Moat, we do things differently. We’ll find you the right mortgage and won’t charge you a penny.

So how do we do it?

We don’t have grand offices or high-street branches. Instead, we provide expert mortgage advice via video call, keeping the process personal and hassle-free.

This means we can operate solely on lender commission, allowing us to offer you top-quality service at no cost.

Read our reviews

We’ll get you the best deal.

We search the whole market to find the right mortgage just for you.

We’ll get you the best deal.

We search the whole market to find the right mortgage just for you.

We’ll get you the best deal.

We search the whole market to find the right mortgage just for you.

We’ll get you the best deal.

We search the whole market to find the right mortgage just for you.

The right adviser for everyone.

Employed or Self-employed. Contractor or Company Director. Salary or Dividends. Regular of Fluctuating income.

However you make and take your income, we’ll advise you on how to maximise the amount you can borrow and secure the property of your dreams, all from the comfort of your own home.

First-time buyer

If you’re buying a house for the first time, every penny counts.

Once you’ve moved in, you’ll want to furnish, decorate or possible renovate. So, the last thing you want is a mortgage broker fee.

Choose Moat and we’ll find you first mortgage for free.

Re-mortgaging

Let us take the hassle out of finding a new mortgage.

We’ll find you the best rate, sort out the paperwork, submit the application, and hopefully save you money in the process,

Life’s too short to trawl through mortgages, especially when Moat will do it for you for nothing.

Premium properties

If you have a high net worth, your finances are probably more complex, and you may well place greater value on your time.

That’s where Moat Premier comes in.

A Premier team member takes ownership of the whole process personally and work tirelessly to save you time and money.

Moat Premier

Moving home

Upsizing or downsizing, moving home can be stressful and expensive, especially with stamp duty, legal fees and removal costs quickly adding up.

Moat can help lighten the load. We’ll find the right mortgage, manage the paperwork and keep everything moving smoothly with lenders and solicitors.

Buy-to-let

Whether you’re building a property empire or making your first investment, as an individual or through a limited company, our buy-to-let service really means business.

For experienced landlords, we’ll help you re-mortgage to boost returns and secure funding to grow your portfolio.

If you’re just starting out, we’ll share our rental expertise, sense-check your plans, and find you the best buy-to-let mortgage, completely free.

Why choose

to find your mortgage?

Set up a remortgage reminder

Remortgaging needn’t be a mammoth task

Find Out More

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Call: 01279 792 756

Why choose

to find your mortgage?

Set up a remortgage reminder

Remortgaging needn’t be a mammoth task

Find Out More

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Call: 01279 792 756

Why choose

to find your mortgage?

Set up a remortgage reminder

Remortgaging needn’t be a mammoth task

Find Out More

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Call: 01279 792 756

Why choose

to find your mortgage?

Set up a remortgage reminder

Remortgaging needn’t be a mammoth task

Find Out More

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Call: 01279 792 756

Would you like life insurance with that?

A mortgage and life insurance go together like a burger and fries.

Find out more

Would you like life insurance with that?

A mortgage and life insurance go together like a burger and fries.

Find out more

Would you like life insurance with that?

A mortgage and life insurance go together like a burger and fries.

Find out more

Would you like life insurance with that?

A mortgage and life insurance go together like a burger and fries.

Find out more

The right advice for free

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA

Complaints Procedure & Your Rights