Get ready to pounce on the perfect property.
Most brokers rush to get you a Decision in Principle from one lender before you’ve even found a home or are ready to remortgage.
The problem? Mortgage deals change fast, so that deal may no longer be the best when you’re finally ready to make your move.
At moat, we take a smarter approach, we get you Mortgage-ready.
Be prepared.
That’s the philosophy behind our Mortgage-ready approach.
We sort your finances, clear any hurdles, confirm your borrowing power, and get the paperwork done early.
So when the right home appears, you can make an offer in confidence, and we can lock in the best deal within 24–48 hours.
Best of all, we can get you Mortgage-ready months in advance, so the moment you feel the itch to move or the need to remortgage, give us a call
The Mortgage-ready process

01
Let’s have a chat
We’ll kick things off with a relaxed chat to get to know you, your goals, income, spending, and any mortgage info. No pressure, no jargon, just a simple conversation to see where you’re at and where you want to go.
01
Let’s have a chat
We’ll kick things off with a relaxed chat to get to know you, your goals, income, spending, and any mortgage info. No pressure, no jargon, just a simple conversation to see where you’re at and where you want to go.

02
Paperwork, made simple
After our first chat, we’ll send you our Terms of Business outlining who we are, how we work, and how we’re paid (we’re all about transparency). You’ll also get a handy checklist, so you know exactly what to send to keep things moving.
02
Paperwork, made simple
After our first chat, we’ll send you our Terms of Business outlining who we are, how we work, and how we’re paid (we’re all about transparency). You’ll also get a handy checklist, so you know exactly what to send to keep things moving.

03
Confirming your borrowing power
Once we’ve got your docs, we’ll crunch the numbers and let you know what you can borrow, which mortgage fits, and what repayments might look like. You’ll be house-hunt ready, with paperwork prepped for when the perfect place pops up.
03
Confirming your borrowing power
Once we’ve got your docs, we’ll crunch the numbers and let you know what you can borrow, which mortgage fits, and what repayments might look like. You’ll be house-hunt ready, with paperwork prepped for when the perfect place pops up.

04
Securing you the best deal
Found the one? Offer accepted? We’ll move fast, compare the market, find your best deal, talk it through, submit your application, and secure it within 24–48 hours.
We’ll also give your agent a call to confirm you’re good to go, boosting your offer’s strength.
04
Securing you the best deal
Found the one? Offer accepted? We’ll move fast, compare the market, find your best deal, talk it through, submit your application, and secure it within 24–48 hours.
We’ll also give your agent a call to confirm you’re good to go, boosting your offer’s strength.

05
Making sure it all stays on track.
Once your application’s in, we stay on it—chasing updates, smoothing out bumps, and keeping you in the loop.
Need a solicitor? We know some stars and can make intros. And don’t forget, we only get paid when your mortgage completes, so we’re with you all the way.
05
Making sure it all stays on track.
Once your application’s in, we stay on it—chasing updates, smoothing out bumps, and keeping you in the loop.
Need a solicitor? We know some stars and can make intros. And don’t forget, we only get paid when your mortgage completes, so we’re with you all the way.

06
Celebrating your completion.
Boom—you’ve got your mortgage offer! Now it’s full steam ahead to exchange, completion, and keys in hand. We’ll stay on board ‘til the funds land and you’re moving in. Then the lender pays us, you (hopefully) leave us a glowing review, and the celebrations begin.
06
Celebrating your completion.
Boom—you’ve got your mortgage offer! Now it’s full steam ahead to exchange, completion, and keys in hand. We’ll stay on board ‘til the funds land and you’re moving in. Then the lender pays us, you (hopefully) leave us a glowing review, and the celebrations begin.

07
Keeping in touch
Just before your mortgage term is up, we’ll be back in touch to find you your next great deal, no reminders, no stress. It’s all part of the service.
07
Keeping in touch
Just before your mortgage term is up, we’ll be back in touch to find you your next great deal, no reminders, no stress. It’s all part of the service.
Contact Moat
Time to get Mortgage-ready?
Just call us on the big number and let’s have a little chat:
01279 792 756
Authorised and regulated by the Financial Conduct Authority.
Contact Moat
Time to get Mortgage-ready?
Just call us on the big number and let’s have a little chat:
01279 792 756
Authorised and regulated by the Financial Conduct Authority.
Contact Moat
Time to get Mortgage-ready?
Just call us on the big number and let’s have a little chat:
01279 792 756
Authorised and regulated by the Financial Conduct Authority.
Contact Moat
Time to get Mortgage-ready?
Just call us on the big number and let’s have a little chat:
01279 792 756
Authorised and regulated by the Financial Conduct Authority.
Why choose
to find your mortgage?
Totally independent.
We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.
No hassle.
We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.
Fully qualified. Fully regulated.
All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.
Personal service. Digitally enabled.
A dedicated broker will personally guide you through the process via video calls at times that work for you.
No advice fee.
That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.
Call: 01279 792 756
Why choose
to find your mortgage?
Totally independent.
We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.
No hassle.
We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.
Fully qualified. Fully regulated.
All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.
Personal service. Digitally enabled.
A dedicated broker will personally guide you through the process via video calls at times that work for you.
No advice fee.
That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.
Call: 01279 792 756
Why choose
to find your mortgage?
Totally independent.
We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.
No hassle.
We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.
Fully qualified. Fully regulated.
All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.
Personal service. Digitally enabled.
A dedicated broker will personally guide you through the process via video calls at times that work for you.
No advice fee.
That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.
Call: 01279 792 756
Why choose
to find your mortgage?
Totally independent.
We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.
No hassle.
We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.
Fully qualified. Fully regulated.
All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.
Personal service. Digitally enabled.
A dedicated broker will personally guide you through the process via video calls at times that work for you.
No advice fee.
That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.
Call: 01279 792 756
The Moat Approach
Get ready to pounce
Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.
The Moat Approach
Get ready to pounce
Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.
The Moat Approach
Get ready to pounce
Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.
The right advice for free
Your home may be repossessed if you do not keep up repayments on your mortgage.
Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA
The right advice for free
Your home may be repossessed if you do not keep up repayments on your mortgage.
Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA
The right advice for free
Your home may be repossessed if you do not keep up repayments on your mortgage.
Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA

