Send your family income from above.
Your family depends on you for more than love and support. They depend on your income too.
Family Income Benefit provides regular, tax-free payments if you die during the policy term, helping your loved ones keep up with bills and everyday living costs.
So even if you're no longer around, you can still take care of them.
We'll help you find the right cover for free.
How we help:
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Free and friendly advice
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Identify the right policies for you
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Compare suitable insurers
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Find the best cover for your budget
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Handle the application form from start to finish
What is Family Income Benefit?
Simple. You pay a monthly premium and, if you die during the policy term, your family receives a regular income for the remainder of that term.
That money could help your family:
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Pay the mortgage or rent
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Cover household bills
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Put food on the table
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Pay for childcare and education
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Maintain their standard of living
Because losing you shouldn't mean losing the income your family relies on.
A regular income.
Not a one-off payment.
Unlike traditional life insurance, Family Income Benefit provides regular payments to help replace your lost income.
Here's how it works.
Imagine a 25-year policy paying £2,000 a month:
If you die in 5 years:
Your family receives £2,000 a month for 20 years.
If you die in 10 years:
Your family receives £2,000 a month for 15 years.
If you die in 24 years:
Your family receives £2,000 a month for 1 year.
The longer you live, the less the insurer may need to pay out. That's why Family Income Benefit can be more affordable than equivalent lump-sum life cover.
We'll help you choose the right Family Income Benefit policy.
There are several different options to protect the people you love.
Level term
Your family receives the same amount each month for the rest of the policy term.
For example, £2,000 a month could help cover regular household expenses and replace some of your lost earnings.
Increasing term
The monthly benefit increases over time, typically in line with inflation or at a fixed annual rate.
This can help protect your family's spending power as the cost of living rises.
And we’ll help you…
…calculate the cover you need
We’ll look at your mortgage, income, outgoings and the people who depend on you to help work out how much protection you need.
…choose the best provider
Price isn’t everything. We’ll compare cover, policy features, service and claims payout records to help you choose a quality insurer you can rely on.
…get the best possible price
We’ll compare suitable policies and providers to help you get the cover you need at the best possible price.
The golden rule:
Some cover is better than none.
If you can’t afford the ideal amount cover, protect what you can.
The golden rule:
Don’t judge on price alone.
Look beyond the premium at the quality of the cover you’re getting.
The golden rule:
Don't leave it too late.
The younger you are when you take out cover, the lower your premium is likely to be.
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