We don’t usually blow our own trumpet, but it really is a jolly good idea. Here’s why.

It avoids the elephant in the room.

When your mortgage deal ends, your lender will usually move you onto their Standard Variable Rate (SVR).

It’s often the rate lenders don’t like to shout about, because these rates are rarely the most competitive available. That means you could end up paying significantly more each month simply because your deal has expired and you haven’t given yourself enough time to shop around.

It gives you time to get the best deal

Ideally, you should start reviewing your options three to six months before your deal expires.

Leave it too late, and your choices may be limited, meaning you could miss out on some of the best remortgage deals available at the time.

It’s quick and easy

To set up a Moat Remortgage Reminder, simply complete a very short form — it really is two ticks and a click. One of our advisers will then confirm your reminder is locked in.

We’ll contact you ahead of your deal ending, giving you plenty of time to review your options and secure a competitive new rate.

It gives you complete peace of mind

Once your reminder is set, you can forget about it. When the time comes to review your mortgage, we’ll automatically get in touch and guide you through the process.

No last-minute panic.

No missed opportunities.

And no advice fees.