Free Mortgage Advice

The local broker who appears when you call.

Whether it's a leasehold in Leicester, a buy-to-let in Bristol, a semi in Southampton, a detached in Dorking, a mansion in Marlow or a castle in Cambridge, Moat Mortgages provides friendly, free mortgage advice to buyers, homeowners and landlords across the UK.

Thanks to the magic of video calls, we cover the whole of the UK.

Moat Mortgages started in Camberley, Surrey, where we built our reputation helping local customers from all walks of life find the right mortgage for their circumstances.

Over the last 10 years, our client base has steadily grown across Surrey, the Home Counties, London and the South Coast, and thanks to the wonders of modern tech, we now advise clients all over the UK through simple phone and video appointments.

That means you get personalised, face-to-face mortgage advice from first contact right through to completion, wherever you're based.

"Abracadabra, alakazam, find me the right mortgage as fast as you can."

Your word is our command. We offer free mortgage advice to anyone, anywhere. No magic lamp required.

The borrowers we help

No two borrowers are the same. Whether your situation is straightforward or more complex, we’ll help find a mortgage solution tailored to your circumstances and long-term goals.

First-time buyers

Home movers

Self-employed professionals

Contractors and freelancers

Company directors

Senior executives

Buy-to-let landlords

Clients remortgaging existing properties

The areas we regularly cover

With over 10 years of experience, we’ve helped clients across a wide range of UK property markets, from commuter towns to busy city centres and rural communities.

Surrey

London

Kent

Sussex

Hertfordshire

Berkshire

Buckinghamshire

Essex

Reading

Guildford

Woking

Farnham

Dorking

Leicester

Manchester

Birmingham

Leeds

Liverpool

Southampton

Brighton

The rental hotspots we know well

We regularly help landlords invest in some of the UK’s most popular buy-to-let locations, from fast-growing northern cities to high-demand South Coast markets

Manchester

Birmingham

Leeds

Liverpool

Southampton

Brighton

Bristol

Contact Moat

Make your property wishes come true.

Call us for expert, free mortgage advice today.

01279 792 756

Authorised and regulated by the Financial Conduct Authority.

Contact Moat

Make your property wishes come true.

Call us for expert, free mortgage advice today.

01279 792 756

Authorised and regulated by the Financial Conduct Authority.

Contact Moat

Make your property wishes come true.

Call us for expert, free mortgage advice today.

01279 792 756

Authorised and regulated by the Financial Conduct Authority.

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

Totally independent.

We work for you not the mortgage lenders. So, we look across the whole market to find you the best mortgage to suit your needs perfectly.

No hassle.

We’ll brief you on the information you need to provide and then we’ll handle all the paperwork. All you need to do is check it and sign it off.

Fully qualified. Fully regulated.

All our advisers are fully qualified and fully regulated by the Financial Conduct Authority, so our advice is safe as houses.

Personal service. Digitally enabled.

A dedicated broker will personally guide you through the process via video calls at times that work for you.

No advice fee.

That’s right, we charge you absolutely nothing. The lender or provider pays us, not you.

The Moat Approach

Get ready to pounce

Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.

The Moat Approach

Get ready to pounce

Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.

The Moat Approach

Get ready to pounce

Discover how we get you mortgage-ready, so you can secure the best mortgage deal, exactly when you need it.

The right advice for free

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA

The right advice for free

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA

The right advice for free

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moat Mortgages is a trading name of Hazelwood Financial Services, which is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 303934. Registered Address: 12 Hamlet Hill, Roydon, Essex, CM19 5LA