Free Mortgage Advice
The local broker who appears when you call.
Whether it's a leasehold in Leicester, a buy-to-let in Bristol, a semi in Southampton, a detached in Dorking, a mansion in Marlow or a castle in Cambridge, Moat Mortgages provides friendly, free mortgage advice to buyers, homeowners and landlords across the UK.


Thanks to the magic of video calls, we cover the whole of the UK.
Moat Mortgages started in Camberley, Surrey, where we built our reputation helping local customers from all walks of life find the right mortgage for their circumstances.
Over the last 10 years, our client base has steadily grown across Surrey, the Home Counties, London and the South Coast, and thanks to the wonders of modern tech, we now advise clients all over the UK through simple phone and video appointments.
That means you get personalised, face-to-face mortgage advice from first contact right through to completion, wherever you're based.
"Abracadabra, alakazam, find me the right mortgage as fast as you can."
Your word is our command. We offer free mortgage advice to anyone, anywhere. No magic lamp required.


The borrowers we help
No two borrowers are the same. Whether your situation is straightforward or more complex, we’ll help find a mortgage solution tailored to your circumstances and long-term goals.
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First-time buyers
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Home movers
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Self-employed professionals
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Contractors and freelancers
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Company directors
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Senior executives
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Buy-to-let landlords
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Clients remortgaging existing properties

The areas we regularly cover
With over 10 years of experience, we’ve helped clients across a wide range of UK property markets, from commuter towns to busy city centres and rural communities.
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Surrey
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London
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Kent
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Sussex
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Hertfordshire
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Berkshire
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Buckinghamshire
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Essex
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Reading
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Guildford
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Woking
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Farnham
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Dorking
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Leicester
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Manchester
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Birmingham
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Leeds
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Liverpool
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Southampton
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Brighton

The rental hotspots we know well
We regularly help landlords invest in some of the UK’s most popular buy-to-let locations, from fast-growing northern cities to high-demand South Coast markets
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Manchester
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Birmingham
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Leeds
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Liverpool
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Southampton
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Brighton
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Bristol


